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What is Title Insurance?

Updated: Feb 8, 2022

What title insurance is and why you need it

Title insurance is different than most other types of insurance you are familiar with. A typical insurance policy (auto insurance, home insurance etc…) covers things that could happen in the future, whereas a title insurance policy will cover unknown events or circumstances that may have happened in the past or are just coming to light now. 

Title insurance covers such things as:

• Liens Against the Property

• Easements

• Building Use or Restrictions

• Claims Arising out of Bankruptcy

If you are purchasing a home with a loan, your lender will require a lender's title insurance policy to protect them. At CLOSED, we protect our clients by providing an owner's title insurance policy on every closing. For one premium paid at closing, you are protected for as long as you- or your heirs own the property. 


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